Analyst, Treasury Credit Risk

Job Posting Organization:
The European Bank for Reconstruction and Development (EBRD) is a leading international financial institution established in 199

• Its mission is to foster the transition towards open market-oriented economies and promote private and entrepreneurial initiative in countries from Central Europe to Central Asia. The EBRD operates in over 30 countries, employing a diverse workforce of approximately 2,000 employees. The organization is committed to sustainable development and aims to support projects that enhance economic growth while promoting environmental sustainability and social inclusion.

Job Overview:
The Analyst in the Treasury Credit Risk Management Team plays a crucial role in analyzing and appraising the risks associated with the EBRD's Treasury and Financial Institutions (FI) debt transactions. This includes both new and existing transactions within the Asset Backed Securities (ABS) portfolio. The successful candidate will be responsible for preparing credit memos for Treasury counterparties, focusing particularly on ABS counterparties. This involves setting counterparty credit appetites and limits, reviewing new Treasury and structured finance deal opportunities, and formulating recommendations for risk mitigation measures and transaction structuring. Additionally, the Analyst will conduct periodic portfolio reviews, identifying and communicating trends in the portfolio, including relevant market and macroeconomic trends in various jurisdictions where the EBRD operates. The role requires a proactive approach to monitoring and managing credit risks, ensuring that the EBRD's Treasury operations are conducted within acceptable risk parameters.

Duties and Responsibilities:
The Analyst will be tasked with monitoring, analyzing, and managing credit risks associated with EBRD's Treasury activities. This includes conducting annual credit reviews, name-by-name assessments, and product-specific risk analyses. The Analyst will assess the creditworthiness of current and prospective ABS and structured finance investments, articulating views on rating recommendations and relevant risk mitigants. Timely support will be provided to Treasury and other business stakeholders in approving transactions and limits, as well as making recommendations to relevant authority holders. The role involves proactive surveillance of assigned portfolio positions through monitoring, research, and communication with the front office. The Analyst will also monitor financial market and ABS market developments, assessing regulatory changes and sharing insights as appropriate. Ensuring that limits, exposures, and legal documentation terms are accurately implemented in risk systems is essential, as is assisting other teams with expertise on ABS and structured finance transactions. The Analyst will contribute positively to various initiatives across Risk Management and the bank as a whole, effectively analyzing and formulating credit views on proposed Treasury and Banking transactions, and delivering information in a clear and concise manner to different groups.

Required Qualifications:
Candidates must possess a Bachelor’s or Master’s Degree in a relevant discipline such as Finance, Business, or Economics. Excellent analytical and quantitative skills are essential, along with a strong attention to detail to ensure accurate analysis. Outstanding interpersonal skills are required, as the role involves interaction with stakeholders across the Bank and external clients. Proficiency in Excel, PowerPoint, and Word is necessary, and experience with VBA, Power BI, and Tableau would be advantageous. Strong written and verbal communication skills are crucial, particularly the ability to explain complex issues clearly. Experience in the securitization and ABS market is desirable but not mandatory.

Educational Background:
The position requires a Bachelor’s or Master’s Degree in a relevant field, such as Finance, Business, or Economics. This educational background provides the foundational knowledge necessary for understanding complex financial instruments and risk management principles, which are critical for the role.

Experience:
The ideal candidate should have relevant experience in credit risk analysis, particularly within the context of Treasury operations or financial institutions. While specific years of experience are not stated, familiarity with the securitization and ABS market is considered beneficial. The role demands a high level of analytical capability and the ability to work under pressure, suggesting that candidates with prior experience in similar roles will be better positioned to succeed.

Languages:
Fluency in English is mandatory, as it is the working language of the EBRD. Knowledge of additional languages may be considered an asset, particularly those relevant to the regions in which the EBRD operates, enhancing communication with diverse stakeholders.

Additional Notes:
This position is a regular contract role with a contract length that is not specified. The EBRD promotes a flexible working environment, expecting employees to attend the office 50% of their working time. The organization values diversity and encourages applications from qualified candidates regardless of their background. Due to the high volume of applications, the EBRD may not provide detailed feedback to candidates who are not shortlisted.