Consultant for Inclusive Insurance

Job Posting Organization:
Mercy Corps is a leading global organization founded on the belief that a better world is possible. Established to address humanitarian needs, it operates in over 40 countries worldwide, partnering with communities to implement bold solutions that help individuals overcome adversity and build stronger communities. The organization is currently facing challenges due to decreases in humanitarian funding from both US and European institutional donors, which are expected to worsen due to climate change. Mercy Corps aims to leverage its extensive experience in disaster risk management and insurance to better support climate-affected populations and expand its programmatic approach into disaster risk finance.

Job Overview:
The Consultant for Inclusive Insurance will play a crucial role in defining Mercy Corps' value proposition and partnership models for advancing inclusive insurance. This position requires a deep understanding of the insurance sector and its intersection with disaster risk management. The consultant will work at three levels: macro (engaging with national governments and insurance partners), meso (supporting aggregators like agribusinesses), and micro (facilitating access to insurance for small businesses and individuals). The consultant will also analyze Mercy Corps' past experiences with various insurance models and develop a strategic roadmap that includes a comprehensive SWOT analysis and actionable recommendations for engaging with new insurance partners.

Duties and Responsibilities:
The consultant will be responsible for identifying opportunities for Mercy Corps at macro, meso, and micro levels, developing a clear value proposition, and creating a donor engagement plan. Specific deliverables include a Value Proposition and Recommended Modalities Presentation, complementary donor research, and a Strategic Written Report summarizing findings and recommendations. The consultant will collaborate closely with the Sr Director of Economic Opportunities and the Sr Advisor of Financial Inclusion, as well as other team members involved in institutional donor engagement and philanthropic growth.

Required Qualifications:
Candidates must demonstrate experience in the private insurance sector, with a strong understanding of current industry trends and challenges. Solid experience in financial services and insurance strategy development is essential. In-depth knowledge of weather-based insurance models, both indemnity and parametric, in developing countries is required. The ability to analyze complex programmatic work and translate it into compelling investment propositions is crucial, along with excellent communication and facilitation skills to engage senior leaders effectively.

Educational Background:
While specific educational requirements are not detailed, a background in finance, economics, or a related field is likely preferred, given the nature of the consultancy and the need for expertise in insurance and financial services.

Experience:
The position requires demonstrated experience in the private insurance sector, particularly in developing strategies and understanding industry challenges. Candidates should have a proven track record of working with weather-based insurance models in developing countries and the ability to analyze and synthesize complex information into actionable strategies.

Languages:
While specific language requirements are not mentioned, proficiency in English is mandatory given the international scope of the organization and the need for effective communication with diverse stakeholders. Additional languages may be beneficial, particularly those relevant to the regions where Mercy Corps operates.

Additional Notes:
The consultancy is expected to start in January 2026 and conclude by April 2026, with a maximum of 20 working days during this period. The consultant will be engaged on a contractual basis and will work remotely. Mercy Corps is committed to equal employment opportunities and maintaining a safe and inclusive work environment, adhering to ethical standards and safeguarding principles.